KNECTT Health is a health risk reduction intelligence layer for corporates. We turn passive group medical claims data into risk intelligence, targeted medical intervention and actuarial evidence, so your claim ratio and premium inflation come down at renewal. Operating since 2015 and mentored by IIT Kanpur, KNECTT Health works with any existing OPD or group medical cover stack with zero friction.
Claims history, annual health check-up results and OPD utilisation sit unused across TPA portals, broker spreadsheets and diagnostics PDFs. Nothing in that stack tells a CFO or CHRO who is likely to claim next year, or what to do about it before renewal.
When claims paid exceed premium collected, insurers reprice the next term through higher premium, higher co-pay, room-rent caps or reduced sum insured. Re-broking resets pricing once, but the underlying health risk of the population travels with the company.
We mobilize your passive claim data into a single, usable view of workforce health risk.
We apply intelligence to map data, people and scope of work, identifying the small cohort of employees that drives the majority of claim value.
Structured medical and metabolic intervention is delivered to that high-risk cohort through specialized cashless OPD, diagnostics and AI-led nutrition programs rather than generic wellness campaigns open to everyone.
We provide actuarial evidence for renewal analysis, so your broker and insurer can see a measurable change in population risk instead of a promise.
Measurable containment of group medical cover cost escalation at renewal.
Quantified savings against programme spend, backed by claims and intervention data.
Adoption-friendly commercial models: you invest where risk is concentrated instead of funding a flat per-employee benefit that the healthiest employees consume.
Talk to KNECTT Health on WhatsApp at +91 9811603012 to review your current group medical cover, claim ratio trend and OPD utilisation. Registered office: Amrapali Princley Estate, Sector 76, Noida, Uttar Pradesh, India.